Personal Car Loan

Car Loan

Rates From 7.99% p.a.

In need of a new car – fast? Secure a great low interest rate for you car loan and get approval within 24 hours!

Get all of you documentation to use as quickly as possible and you could be driving away in your new car within 24-48 hours.

Car Loan – Key Details
Amount: $8,000 – $100,000
Loan Purpose: Vehicle must be purchased from a licensed motor dealer
Loan Term: 2-7 years
Interest Type: Fixed for the term of the loan
Applicant Types: All applicants must be Australian citizens or permanent residents. Joint applicants must be spouse or de-facto (not father/son etc). Applicants need to be at least 18 years of age.
Applicants <23 years of age: Applicants <23 years of age will require the provision of at least 1 guarantor. Some conditions apply.
Security: New, used and demo passenger, 4WD, SUV, people movers up to 8 seats and light commercial utes are acceptable.
Drivers License: Require valid drivers license showing current residential address. Learners permit is not acceptable.

Ready To Get Your New Car?

Apply Now – Obligation Free

Just complete our quick application form and one of PCL Money’s Personal Car Lease experts will get in contact with you.

Request a call back

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Or, call us on 02 4226 9977 if you have any questions.


Terms and conditions apply. Rates available from 7.99% based on a AAA credit rating, other rates may apply depending on your individual circumstance. Rates may change at any time. Approval is subject to meeting the lenders criteria. Approval within 24 hours is possible if you provide all of the necessary documentation up front. Borrowing amount is subject to servicing capacity, maximum amounts are determined by risk grade and applicant age.